Shika Protocol
Who it's for: Individuals, traders, and businesses across Africa who need reliable financial services — savings, credit, payments, and investment — without depending on a traditional bank account. Why it matters: Shika puts a complete financial stack on-chain, starting with Ghana, so anyone with a phone can access the same tools as a formal bank customer.
Shika Protocol is a blockchain fintech stack built for African markets — starting with Ghana.
It combines on-chain SSI identity, country-specific RWA stablecoins (cGHS), ROSCA group savings, BNPL lending, JIT liquidity, and offline/USSD access — all deployed on Base.
Every product is gated by on-chain SSI. Identity is the bedrock.